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Best Online Casinos with Apple Pay in US

Casinos That Accept Apple Pay in 2024

Last Updated on 07/03/2024
Fact checked by: Josh Schwartz

Created by the Apple Corporation, the Apple Pay digital payment system allows the privileged users of Apple devices to make fast and secure payments to online and offline businesses alike. That’s the good news.

The moderately bad news is that gambling using Apple Pay is not available in the US as yet. So the point of this guide is? The answer is to prepare you for the future. Things move on fast in the world of gambling and online casinos that accept Apple Pay are sure to come soon.

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Pros and cons of using Apple Pay for casino gaming

Best US Online Casino That Accept Apple Pay [yyyy]
Pro and Con
  • Very convenient way to pay online
  • Extremely user-friendly
  • Ultra-secure payment technology
  • Relatively little personal info required
  • Not available at US casino sites

Making a Payment with Apple Pay – Step by Step

Although you won’t find an online casino with Apple Pay or an online bookmaker in the USA that accepts Apple Pay at the moment, if you have an Apple device, why not activate this payment option right now?  That way, you won’t be behind the times when an online casino with Apple Pay is ready to take your deposit.

We won’t pretend that this is a fast process and exactly how long it takes to complete will depend on your bank or card issuer basically.

Step #1 Check your Apple device

Before you proceed, check if your device is suitable from the list below:

  • iPhone 6 or later
  • Any iPhone with Face ID
  • Any iPhone with Touch ID except iPhone 5s
  • iPad, iPad Mini, iPad Pro or iPad Air with either Face ID or Touch ID
  • Apple Watch Series 1, Series 2 or later
  • Any Mac with Touch ID

Step #2 Activate Apple Pay
  • Get your device ready and signed into iCloud
  • Go to your ‘Wallet’ and select ‘Apple Pay’
  • Set up your preferred ID option: face, touch or passcode
  • Add the payment card of your choice, either credit or debit

This is the part where you’ll have to be patient and wait for your bank or card issuer to confirm (usually by email) that they’re happy to add Apple Pay to your chosen card. The next part, which concerns more verification, we’ll cover further on…

Obviously, completing those steps may take more than a few minutes, but it’s worth getting everything set up now. Once done, you’ll be able to use your device to make your first live casino Apple Pay deposit, just as soon as it’s added to payment options.

Step #3 Get to know the app

Now that your Apple Pay profile has been activated, it’s worth spending a bit of time learning how it works. You’ll need to know how to check your balance and how to transfer money from your linked card to any U.S. online casinos that accept Apple Pay.

Step #4 Gambling using Apple Pay

If you’ve already selected your choice of online casino, then following the simple steps above means that you will be completely ready to make your first live casino Apple Pay deposit, just as soon as it becomes available.

Average Time of Apple Pay for Deposits and Payouts

If it were possible to complete any transactions with your online casino with Apple Pay, the processing time would depend on your bank and the type of account that you hold. In theory, transactions between you and an online casino with Apple Pay should be instant, but we have yet to find out.

Unfortunately, online casino Apple Pay withdrawal requests are not a choice, as this payment method is not set up to receive them. This applies regardless of whether or not an online casino with Apple Pay accepted a deposit from you initially.

Apple Pay Verification Requirements

Apple Pay usually only requires verification of permission to use the Apple device in question. However, in compliance with federal law, Apple pay requires you to verify your identity for incoming or outgoing transactions of $500 or more. If you think it likely you will exceed that amount, you may prefer to verify your identity at this stage, on a pre-emptive basis.

This is how you go about it:

  • On your Apple iPhone, find the settings menu, and navigate to your ‘Wallet’ and from there select ‘Apple Pay services’
  • Select ‘Apple Pay Cash’ from the menu options and tap ‘Verify Identity’
  • Complete the form with your full name, social security number and date of birth

Once the form has been submitted via Apple Pay, the information you supplied is sent to Green Dot Bank for verification. Green Dot is the banking institution responsible for administering the Apple Pay system in the US.

Please note that this process may also require you to upload an image of your driver’s license, state-issued ID or some other photo ID. If you’re planning to make larger payments to an online casino with Apple Pay, then verifying this information beforehand will save a lot of time later.

The History of Apple Pay

As is the case with many Apple products, Apple Pay was being secretly prepared in the background for several years before its release. Negotiations were taking place with leading card issuers American Express, Visa and MasterCard and patents were applied for long before Apple Pay was announced as going live on 9 September 2014.

That date conveniently coincided with the launch of the iPhone 6, iPhone 6 Plus and the Apple Watch, all of which had Apple Pay built into their coding. This entirely new payment system took the contactless transaction movement by storm and to date it has yet to be replicated by any other digital payment method.

The unique thing about Apple Pay, unlike most contactless payment solutions, is that it does not require specific Apple Pay terminals. Regardless of the type of outlet, the recipient terminal only needs to be NFC (Near Field Communication) In other words, it can accept contactless payments.

For added security, the system requires two-factor authentication using one of the following: touch or face ID, a PIN number, or a one-off passcode to verify and process transactions. The payment system was also created with secure online transactions in mind and once available, it will be the perfect deposit medium for U.S. online casinos to accept Apple Pay.

Over the next six years, Apple Pay grew and spread across the globe, with more and more banks and card issuers confirming their adoption and acceptance. At the start of 2021, most major banks, in more than 60 countries, had lent their support to the Apple Pay system.

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Apple Pay Compared to Others

For added convenience, most grocery stores, boutiques, restaurants and transport services accept this payment system. But is there an online bookmaker in the USA that accepts Apple Pay? Unfortunately the answer is no, or at least not just yet.

For reasons of safety, most people are inclined to opt for cardless transactions instead of carrying a wallet around. In turn this has led to more service providers creating their own digital versions of the same payment solution.

Gambling using Apple Pay is likely to start growing in popularity as soon as it becomes available to USA online casinos, so how does it compare to other payment methods?

While Apple Pay is still a relatively new system, it offers some perks unmatched by its competitors. Let’s have a look at some of the main features that set this contactless payment system aside from the rest.

  • Compatible devices: Some other systems require devices which are NFC and HCE supported, as well as running at least the Android 4.4 (KitKat) operating system. Apple Pay is compatible with any iPhone after the SE, Apple watches, MacBooks with Touch ID, and iPads preceding the 5th generation.
  • Cards: As with its competitors, Apple Pay links to your Debit, Credit, or loyalty cards.
  • Authentication: Facial or fingerprint ID and passcodes are used as two-factor authentication to complete transactions.
  • Availability: While other systems are only available in 29 countries, Apple Pay is accepted in 41 countries worldwide.
  • Where you can use Apple Pay: NFC compatible terminals, in-app purchasing and in theory US online casinos that accept Apple Pay can process these transactions.

When making your online casino choice, there are two essential things to consider: if it offers you a way to play online casino games, like online slots that pays real money and if the payment methods it accepts suit your needs.

How do you choose the right payment method, though?

The first step is to ensure that the system is trusted, secure, and authorized by an approved authority. This recognition is proof that the payment system has been tested and provides ease of use for its clients.

The constant development of software and technologies has slowly eradicated suspicions of uncertainty around online banking. These changes have made online banking one of the safest ways to transfer funds securely.

Gambling using Apple Pay and other online banking options adds to the convenience of online casinos. Being able to use online casinos with fast withdrawals and to play from the comfort of your home is enough to entice anyone.

Online gambling using a Visa Card, MasterCard, and American Express are the top payment methods accepted at online casinos. Ewallet payment options including PayPal, Skrill, and Neteller come a close second. The best part is that many of these options are accessible through the Apple Pay service.

Benefits of Making Deposits at Online Casinos with Apple Pay

The popularity of Apple Pay has grown faster than expected and surpasses its competitors by far. A significant contributor to this sudden popularity growth is the system’s compatibility with more terminals, websites, apps, and Apple devices.

Aside from the convenience of Apple Pay’s versatile list of transaction types, below are the benefits to using US online casinos that accept Apple Pay in the future:

  • Safe, fast, and secure transactions
  • Very little personal and financial information is published
  • Security measures taken on multiple levels prevent fraudulent activity

Types of Online Casinos with Apple Pay

Strictly speaking, we are predicting the future here, as there are no US online casinos that accept Apple Pay at the current time. However, here are two areas where we believe that Apple Pay will start showing up first.

Mobile casinos

Mobile devices provide the ideal way to make the best of gambling using Apple Pay. What could be better than your casino and your money at the ready on the same device? Compatibility between online casinos with Apple Pay and the payment system is flawless, so it’s not likely to be too long before this becomes a reality.

Live casinos

Initially created for the Asian market, the game changed once this type of platform drew European attention. Live online dealer casinos have rapidly become the most popular online gaming solution with many offering a live casino bonus. Live casinos with Apple Pay deposit options are likely to become a very common feature on these sites in the future.

Bonuses you could expect when an online casino accepts Apple Pay

Although there are no US online casinos that accept Apple Pay right now, we thought you might like to take a look at some of the No.1 casino bonuses that are already available. There are several different types of bonuses and promotions and it’s always handy to know how they work. Let’s have a look at a few of the most common casino bonuses available:

No deposit bonus

As the name suggests, online casino no deposit bonuses are offered by operators to encourage new players to sign up without the need to deposit any funds of their own. The bonus amount can be a moderate cash sum, but often it’s free bets or online casino free spins, any of which can only be used in the casino and cannot be withdrawn.

Deposit bonus

You’ll also see this bonus described as a match bonus. The usual scenario is for the casino to pledge that it will match a deposit (either in full or a percentage) up to a fixed amount. A typical example of how this type of bonus works can be found in our Virgin Casino bonus code review.

The conditions of the bonus differ for each casino, so always ensure that you read the terms very carefully. In some casinos if you meet the requirements of the bonus it can be withdrawn, but in others you can only withdraw any winnings accrued with the bonus amount.

Bonus with codes

Promotions of any kind are a way to encourage more business. Established casinos often use them to keep existing players engaged, whilst new betting sites in the USA use them to attract more visitors. As some operators run casinos and sportsbooks side by side and may have multiple promotions on the go there is sometimes a unique bonus code, which you must use to opt in.

Promo codes

At one time, there was a trend for using the No.1 bookie promo codes to drive bettors towards a certain event, bet type or payment method. Along the lines of “gambling with Apple Pay will get you 20 free spins every week”. However, it’s not one you are likely to come across very often and more often than not you’ll find payment methods excluded from bonuses, rather than encouraging you to use them.

Friend referrals

This type of reward is another favourite amongst online casinos. Unique referral codes are assigned to anyone who registers for the program. When a new player creates an account using that referral code and makes a deposit, the first player receives a cash bonus. Many casinos find that this is a highly effective technique for attracting new players.

Loyalty Programs

These are used more for keeping existing customers engaged than they are for attracting new ones. Many are based on a points-based, tiered reward system that is related to your level of gambling activity. On occasion, an inventive design can also make them an entertainment feature, but that is far less common.

Verdict

As you have seen, Apple Pay has the support of some of the world’s biggest banks and there are hundreds of thousands of businesses that already accept it. Gambling using Apple Pay would not only be very convenient, it could also offer peace of mind knowing that payments cannot be made without your device or consent.

When more US states opt to legalise gambling, it is possible that U.S. online casinos that accept Apple Pay will finally become available. Perhaps it will be the ever-growing interest in live casino gambling or another new trend that will be the pivot point, but in the meantime, you’ll just have to wait and see.

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Apple Pay FAQ

Part of choosing the right US gambling websites that may opt to accept Apple Pay in the future is for you to do some thorough research. There are various ways to do this but one of the best ways is to read plenty of casino reviews. In the meantime, here are our answers to some of the most relevant questions players ask about gambling with Apple Pay.

🔒 Would gambling using Apple Pay casinos be safe?

Yes. Using online casinos with Apple Pay offers multiple levels of protection. Entering information that only you know, namely the CVV code from the back of your linked card and an SMS verification code, ensures a transaction is being made by the correct person.

❓ Are there any fees involved?

Most transactions made with Apple Pay are completely free of charge and gambling using Apple Pay is likely to work in the same way. However, some operators do apply fees for deposits and/or withdrawals regardless of the payment method. Also, your bank may charge a commission fee on transactions.

💵 What Is the Minimum and Maximum Live Casino Apple Pay Deposit Limit?

The Apple Pay system itself doesn’t have restrictions on transaction amounts. Your chosen casino usually determines the minimum and maximum limit for both deposits and withdrawals. In addition, your bank might impose a maximum transaction amount related to your account rather than to the Apple Pay system.

💳 Are Live Casino Apple Pay Deposits Instant?

Barring technical interruptions from the bank or casino systems, transactions made with Apple Pay are usually instant. However as there are no U.S. casinos that accept Apple Pay at the current time, the true speed of those transactions has yet to be tested.

🎰 Are there many US online casinos that accept Apple Pay?

Unfortunately not at this time. There are currently no online casinos that accept Apple Pay. However, many gambling sites can see the potential and convenience of this payment system. As a result, we expect to see new US online casinos, as well as established operators adopting the Apple Pay system in the future.

⁉️ Will all online casinos accept Apple Pay?

There are no U.S. online casinos that accept Apple Pay, but even when it is available it is unlikely that all casino operations will include it as a payment method. However, as the benefits of the Apple Pay system become more evident, the list of online casinos in the USA with Apple Pay is sure to grow.

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