Making a Payment with Credit Cards – Step by Step
Before you make your first payment for gambling games online, you need to open an account. You should know that different brands of credit cards have distinct methods for signing up. Yet, some of the standard procedures are somewhat similar.
Open an account
There are some requirements to open an account in the United States. You need to be at least 21 years old, have a social security number and a valid source of income. Positive credit history is also essential because you will be judged based on your score.
Verify Your Identity
When you want to start gambling using a credit card, you will need to send your credit card details to the gambling operator and then verify your identity. You can start making payments only after this whitelisting process.
Make a deposit with a credit card
Finally, after you’ve checked our US online casino guide and already found a U.S. online casino that accepts credit card payments and got whitelisted, you can make deposits. To do it, follow all the instructions of the site. The process may vary depending on which operator you’ve chosen.
Average Time of Credit Cards for Deposits and Payouts
After you find some U.S. online casinos that accept credit card payments, it’s the time to start using them! One of the main advantages of this payment method is that you can make deposits and withdrawals instantly. However, you should notice that not all deposits will be instant in some cases.
Generally, speed depends on two different factors. One of them is how fast the payment processor is, and the other is how soon the low deposit casino will process the payment.
Most brands such as Visa and Mastercard have a big structure, so payments tend to be instant. In the case of an U.S. online casino that accepts credit card payments, it may take from two to three business hours for the deposit or withdrawal to be cleared.
In most cases, deposits are instant, but payments may take a few moments, mostly because companies want to check when they are giving out money. Be wary of any company that takes over three days for withdrawals, though. Unusually long processing times can be the sign of a scam. We recommend finding online casinos with fast withdrawal options.
Credit Card Verification Requirements
Credit card companies are always looking out for fraud, so you have to verify your information before opening an account. Their methods for verifying information may vary, but they generally follow a couple of guidelines. It ensures that they know that their clients are real.
It’s common to share personal information such as your social security number whether paying with card or gambling using Apple Pay. If you’re applying online, you may need to send pictures of yourself holding a document, too. Unfortunately, you will not be able to start gambling using credit card payments if you fail to provide all this information to credit companies.
When verifying your card with U.S. online casinos that accept credit card payments, you’ll need to give the card’s number (all 16 digits), its expiry date and your full name. You may also be asked for a picture to prove ownership.
The History of Credit Cards
Credit cards are very old payment services, so they are very established internationally. The first cards were issued by a business named Diners Club, which was founded by Frank McNamara and Ralph Schneider back in the 1950s. Initially, the payment method was used solely as a charge card.
Soon after the invention of this vital item, the Bank of America created the first credit card for general purposes, called BankAmericard. Some years after that, the card would be known as Visa.
It was also the first time that a card revolved around credit, giving people the ability to carry a balance on it. This model was adopted, and it was the one that you would use today if you wanted to start gambling using credit card payments. Mastercard was formed in 1979. It was invented by Master Charge and the Interbank Card Association.
The technology has evolved since then to become each time safer. Today, you can easily go to an online casino in the USA with a credit card. The legislation revolving them is also changing until today. The first laws regarding them were created in 1964, and 2009 has seen some new laws after the 2008 financial crisis.
Credit Cards Compared to Other Providers
Is gambling using a credit card a good idea? Yes. It is one of the most reliable methods to fund your gambling or betting. Even other popular methods such as PayPal do not offer so many advantages.
The main advantage of gambling using a credit card is that you only have to pay it later. By using this method, your gambling losses will only be a concern next month. Most services either need you to deposit the money first or to use another credit card to pay for them. By paying an online casino with a credit card, you can avoid these issues.
Some other methods may indeed may be attractive to some people. Not everybody is eager to hand over credit card information to gambling operators. Yet, it would be foolish to ignore that this is the most well-known and trusted method available in the United States. If you want to try other methods, look for an online casino with Venmo or Apple Pay options.
Most Popular Payment Methods
Most payment systems used in casinos include credit cards, online transfer systems (such as PayPal, TransferWise, etc.) or even cryptocurrencies in some rarer cases. There is no need to be afraid of gambling in an online casino with credit card payments, though.
Your personal information will be protected in most gambling websites. There are several U.S. online casinos and new US online casinos that accept credit card payment methods, and these companies are secure. They know that they need to be to stay in business. If you look for the top-rated operators in the country, you will find companies that can be trusted to protect your data.
Any respectable online casino with credit card withdrawal will test their security systems all the time. This way, hackers or disgruntled employees can’t steal your information. Most companies use encryption and other similar systems to be able to protect your information from any harm. You can always check out the casino reviews of any online site to make sure it’s legit.
Credit Cards FAQ
These are some of the most common questions regarding credit cards and gambling:
Do I have to use the same payment method for deposits and withdrawals?
No, you do not necessarily need to use the same payment methods for deposits and withdrawals when gambling using credit card payments. Several operators give the client the freedom to set up several payment methods. By doing this, you will not be tied to a single credit card.
Can I use my credit card without paying any fees?
Maybe. It depends on the specifics of the card. There are several credit card operators out there, so it’s hard to say. There are three factors to consider: the network (Visa, Mastercard, etc.), provider (the bank), and the type of card (normal or special). Casinos can also charge fees, so watch out for that.
Contacting your credit card provider for information is the right move here. They will be able to clarify any information about this issue. You can also call the company to lower any interest rates on your card. Another good hint is to always pay your bill in full each month to avoid extra charges.
Can I get bonuses by using a credit card?
There are several U.S. online casinos that accept credit card payments out there. Betting sites with a sign up bonus in the USA
usually prefer this payment method. Welcome bonuses are another way to get special credits.
The best course of action is to read each casinos’ policies on bonuses before signing in to see if they offer online casino promotions when using a credit card.
My credit card account was blocked. Why?
Some credit card providers may block your access if they believe that they saw suspicious activity on your account regardless if you’re playing slots or receiving a live casino bonus
. Unfortunately, gambling using credit card payments can be seen as a red flag. In this case, you should contact your provider to solve the issue. In some cases, you may have to change your provider or find another payment method.
It’s important to notice that using credit cards to gamble may become illegal in the United Kingdom in 2020. This shouldn’t happen with any live casino gambling and credit card deposit in the USA, though, as companies follow a different national law.
Can I give my credit card information to unlicensed gambling operators?
Avoid all unlicensed casinos when gambling using credit cards and otherwise. Never give your credit card information to companies that do not possess a license that you can check for authenticity. You will not have this problem in top-rated casinos, but low-rated ones may be operating illegally.
If you’re careful, you’ll never run into any kind of issue in an online casino with credit card payments. There are only two possible pitfalls, and both are easy to avoid.
The first one, which we already mentioned, is to give your information to unlawful providers. If this happens, you should immediately deactivate your credit card. Call the bank or service and immediately cancel the payment method on the casino’s website.
The second way to get problems gambling using credit card payments is to spend too much money because you will only pay the bill next month. Responsible gambling can be the answer to this issue. Be sure never to bet more money than you have at the moment. This is easily the first step to trigger a personal financial crisis.
It may be tempting to use next month’s money to gamble when you feel that you’re down on your luck, but don’t do it. Gambling should be done for fun, not compulsion.
If you face any kind of problem with gambling addiction, contacting the operator or any relevant entity that may help is a good idea. Some popular casinos have a customer support department that will help people who develop gambling issues.
How to Proceed in Case Your Credit Card Is Not Accepted
There is no shortage of U.S. online casinos that accept credit card payments, but you may face problems if your card is not accepted. This may happen for a few reasons.
The most common reason why a credit card is declined is that the company does not accept a certain operator. This may happen if you use an unknown brand. To avoid this issue, choose popular companies. Visa and Mastercard are the two most famous global brands, for example. Others, such as American Express or Discover, are also very popular but not so much outside of the U.S.
It’s also not completely unlikely that the problem was specifically with your credit card or the information you gave. Try at least twice to ensure that you used the right credit card number and information. Small mistakes happen often and are easy to fix.
The last reason may be that your card was not accepted for another reason. You can contact customer support to find out why. Sometimes, it can be a technical issue that is easy to fix.
If you still can’t solve it, you might want to find another online casino with credit card payment options. If you want to keep using the same site, another idea is to try with another card if you have a second one.
How to Find the Most Credit Card-friendly Casinos
If you have decided on using a credit card for your deposits and withdrawals when betting with US sportsbooks or gambling sites, finding a friendly casino is very important. You’ll want the ones that offer bonuses for deposits and do not charge fees. This way, you will get money by gambling using credit card payments instead of losing it.
It’s also important to check the security measures that can be taken to ensure the safety of your assets. 128 or 256-bit encryption is generally needed in this case. This is the same protection that credit card networks use. Be sure to check if the operator offers any kind of protection.
Fortunately, our site can offer you comparisons between the most popular U.S. online casinos that accept credit card payments. Our ranking will tell you which operators are the most trustworthy and which ones can let you enjoy the best promotions. By being well-informed, you will easily find sites that will accept the specific brand of credit card that you use. It’s also worth checking that the card you choose is eligible for any bonuses – as seen in our Virgin Casino bonus code review.
Gambling With a Credit Card on Mobile Devices
Technology changes our habits a lot, so many people started to gamble online after the internet went mainstream. Today, change is happening once more. Now, more people than ever are gambling using their mobile devices.
You can get more from an online casino and real money with credit card payments if you do it on mobile. Why? You can use them anywhere, and they’re small and handy. They make your life even easier.
There are many U.S. online casino apps for smartphones that are tailored specifically for the kind of user that wants to have the power to gamble or bet from any place. This way, you can still gamble even while you’re traveling (or working, but don’t do that).
Let’s say that you want to bet in-game during an important sports match. By betting in an online casino with credit card payments available on your phone, you may easily do it without any stress.
There is no reason not to adhere to this trend of gambling using credit cards through an app. New smartphone betting apps have as much security as any casino would, so they can be perfect for you in many situations. If you do it, you can have everything at the palm of your hand.
Gambling using credit card payment methods is a great idea whether betting on sports or looking for free spins on the casino you’ve chosen. They are one of the safest methods that you can use if you want to protect your information and your money (provided that you find a trustworthy site). They are also one of the fastest ways to do it, and you can even pay them only in the next month.
Along with other popular services such as Paypal, credit cards are fine choices for all players. Gambling using Visa is common and online casinos that accept Mastercard are almost everywhere. All will have high-security standards.
Technology gave us amazing solutions like credit cards, and nobody needs to pay anything with cash anymore, so there’s absolutely no reason to avoid using such a perfect payment method. if you want to try something else, check out gambling using PayPal or U.S. online casinos that accept debit card.
Take a look at the wide variety of NJ online gambling sites or the best PA gambling sites for places to start betting with your credit card.