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US Online Gambling Sites » Bank Transfer Casinos

Best Online Casinos with Bank Transfer in US 2023

Online Casinos That Accept Bank Transfer

Last Updated on 11/25/2023
Fact checked by: Josh Schwartz

Before you can start playing online casino games for real money, you’ll need to deposit funds into your new player account. And on this page, we’ll be looking at online casinos that accept bank transfer deposits and withdrawals.

To help you decide whether a bank transfer casino is right for you, we’ll look into how the payment method works, and how you go about using it. We’ll explain the costs and time frames too, so if you’re considering signing up to an online casino with bank transfer options, keep reading!

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Our highly rated online casinos accepting bank transfers

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What are the pros and cons of using an online bank transfer?

Best Online Casinos with Bank Transfer in US [yyyy]
Online bank transfer: Pros and Cons
  • Available at most US casino sites
  • Uses secure digital encryption technology
  • Lets you get most sign up deposit offers
  • Massive maximum deposit limits
  • Very slow for deposit and withdrawals
  • Often high minimum limits
  • Not available at some US banks

Making a payment at a bank transfer casino

Here at Wetten, we believe it should be as easy and intuitive as possible to choose your perfect online casino partner, create an account, deposit funds and start playing all your favorite games with real money. We don’t say ‘No’ to a generous Welcome Bonus package either, as that can really help to boost your initial deposit on any betting site across the US!

But unfortunately, not all online casinos agree that the process should be frictionless, with a small minority making it a complex and frustrating business trying to work out which payment methods are accepted. However, one payment and withdrawal method that’s been on the scene for the longest time now is the good, old-fashioned bank transfer.

There’s a huge number of online casinos that accept bank transfer payments, and we’ve listed all the best ones right here on this page, making it exceptionally easy to narrow down your options and find your ideal operator. To make it even easier for you to get started, we’ve also put together a useful step-by-step guide to using a bank transfer casino, so you can get straight down to using your funds at your preferred casino with the absolute minimum of fuss.

Sign up and create your account

Once you’ve decided on an online casino operator, click or tap on the Sign Up button and enter a few personal details to create your new account. You’ll usually be asked to provide your name, address, date of birth, contact information and at least part of your Social Security number to verify that you’re legally allowed to gamble.

Remember to quote any necessary promotional codes at this point in the account creation process, to claim your introductory bonus award. Not all casinos require a code, but most of them will ask you to opt into the promotion. Some casino operators will ask you to click a link to verify your email address, in order to activate your new account.

Select your payment method

Navigate to the Cashier section of your new casino account and select ‘bank transfer’ as your deposit method. Now you’ll need to key in the amount of your deposit and make a note of any reference codes that the site gives you. You’ll also need to take note of the operator’s banking details.

Head to your bank

You could visit your bank in person to complete the transaction but it’s easier and more convenient to do it online. Log into your bank account and organize a bank transfer, using the banking details provided by the casino operator. The banks need to know important information about both parties involved in the transaction, so you’ll need the operator’s bank account number and sort code. For overseas banks you’ll need an IBAN, or International Bank Account Number, as well as a BIC, or Business Identifier Code. Some financial institutions refer to the BIC as a SWIFT code, but it amounts to the same thing. These numbers need to be inputted accurately for the transaction to go through smoothly.

Complete any necessary security checks

Some banks will require you to sign up to 2FA, or Two-Factor Identification as an extra fraud prevention measure. And with so many hackers and scammers determined to help themselves to other people’s money, it’s something we definitely recommend activating, if this feature is made available to you. This would require you to submit an extra code sent to you via SMS from your bank, as an extra layer of security.

Wait for your deposit to arrive in your casino account

Now all that remains is for you to log back into your new online casino account and wait for your deposit to become visible. Bear in mind though, that this process could take up to five business days, depending on the individual banks involved in the transaction. Compare this with paying into an online casino with Cash at Casino Cage deposit options too, in which the money is instantly available, but you may have to travel some distance to action it.

If this is your very first deposit at a US betting site, make sure you’ve opted in for any introductory promotional offers. These can effectively double the value of your deposit in some cases, although there will almost certainly be wagering requirements and time limits attached to them, so be sure to check out the fine print of the offer beforehand.

Withdrawal and deposit waiting times at an online bank transfer casino

The majority of online casinos that accept bank transfer deposits and withdrawals tend to action requests almost instantly. However, each operator works to its own timescales, so if speedy transactions are particularly important to you, make sure you check how long the site takes on its support pages. Be sure to read through our operator reviews very thoroughly too, as they’re packed with this kind of useful information!

Unfortunately, even in the digital age most banks still like to take their time over processing bank transfer payments. Once again, it’s a matter of checking with the institutions involved, but be prepared for waiting times that tend to vary between 2 – 5 business days. So unless your bank is notified about a bank transfer on a Monday, it could be the middle of the following week, or even later, before you can access your funds. That’s definitely something that you need to factor in when considering your options.

It’s also worth noting that some online casinos offer a Fast Bank Transfer, but even these transactions can take up from 1 – 4 business days to complete. Although instant bank transfers are available in the US, there are very few online casinos currently offering this option. Where it can be accessed, an instant bank transfer payment can take up to two hours to process for the first transaction, with subsequent money transfers actioned almost immediately.

Verification requirements – How to access bank transfer payments

Anyone over the age of 18 can apply to open a bank account in the US. All that’s needed is a valid Social Security number and current, government-issued ID complete with a photograph, such as a passport or driver’s license. Individual banks may vary in their verification requirements, but usually at least one utility bill or document showing proof of address is also needed.

An initial deposit of at least $25 is required to fund a new bank account, then once it’s been verified and approved the account holder can start making bank transfer online casino deposits and withdrawals.

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The history of bank transfers

The US is pretty much single-handedly responsible for creating the bank transfer, and it’s all thanks to Western Union. The technology began when Samuel Morse sent the first telegraph message from Washington D.C to Baltimore, paving the way for a fast and easy communication system. The Western Union Telegraph Company created a way of sending money via telegram, in which customers would pay the telegraph office, who would instruct the operator at the other end to transfer funds to the payee.

Naturally, the banks seized on this idea, and once computers came along, they were able to dominate the world of money transfers. The subsequent introduction of the SWIFT communication system made it even easier for financial institutions to facilitate the transfer of money between companies and individuals.

A trade-off for safety

Right now, depositing and withdrawing at an online casino with bank transfer options can take several days, so it’s certainly one of the more long-winded payment transaction methods. But it’s also been around for the longest of all the online casino banking options, making it exceptionally safe, so some online casino players wouldn’t dream of using any other method.

Is an online casino with bank transfer payment methods the best option?

Whether you enjoy sports betting or you love playing your casino favorites on the go, online gambling operators let you enjoy wagering wherever you happen to find yourself. And they want to make it as easy as possible for their members to deposit and withdraw funds and take advantage of the range of games on offer.

On this page, we’ve listed all the top online casinos that accept bank transfer deposits and withdrawals, so if that’s your preferred payment method, you won’t have far to look! It’s easy, safe and convenient, and you can action the movement of funds with just a few taps or clicks, if you choose to do it online. It’s a particularly good option for high rollers wanting to move significant sums of money into and out of their casino or sportsbook accounts, as the security protocols are at the very highest level.

Factors to consider before you proceed

On the downside, it can take a few days for a bank transfer casino or sportsbook payment to go through. And that can be incredibly frustrating when you’re waiting for funds to become visible in your account, so that you can make the wagers you’ve got lined up. If speedy transactions are particularly important to you, you might want to look at some other payment options, such as a VIP Preferred casino account, or a Play+ casino card.

However, you’ll need to bear in mind that not all payment options qualify for bonus promotions at online gambling sites, so you’ll need to do some investigative work if you intend to claim an introductory bonus offer. It’s usually a pretty safe bet that an online casino with bank transfer payment options will let you claim any introductory bonuses, so you’ll be able to double the power of your starting bankroll, in some cases.

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Three essential facts about using a bank transfer casino

By now you’ve probably just about made up your mind whether bank transfers could be your preferred deposit and withdrawal method at an online casino. But as we’ve said, it’s not for everyone, so you need to be sure you’ll be making the right decision. Before you head off to check out our casino reviews and find your perfect online casino with bank transfer payments, make sure you’ve taken on board these three essential facts:

Bank transfer payments are extremely secure

If there’s one thing you can be certain of, it’s that banking institutions take security extremely seriously. That makes bank transfer absolutely the safest possible way of transferring funds to and from your online casino account. Stringent security protocols are in place to ensure that money is transferred between banks without any risk of them being intercepted.

Funding your online casino gambling directly from your bank account is so secure that it’s the ideal option for high rollers, or anyone thinking of depositing a large sum of money – such as when claiming a deposit match bonus, for example. It may take a little longer than other methods, but the priority that banks place on security make it worth it when there’s so much at stake.

Bank transfer casino deposits and withdrawals are easy

Just about everyone who can legally gamble online in the US already has a bank account, so funding your gambling via bank transfer is incredibly accessible. All you need is the casino’s banking details and a reference code, and your deposit can be actioned straight away. Most banks don’t charge you for the service, but check to make sure before proceeding with a transaction.

It’s down to the individual online casino operators to decide whether to charge a processing fee for actioning bank transfer payments. Check out the site’s support pages and head for the payments and deposits section to find out if there are any additional costs involved.

There’s no shortage of online casinos that accept bank transfer payments

There’s a whole world of choice when it comes to choosing an online casino to sign up with, and the vast majority of them accept bank transfer payments. That means you won’t have to worry about giving out card details, or getting to grips with complex eWallet systems.

Some US banks aren’t too happy about their customers signing up to online casino operators. But with so many banking options available, it’s easy to open an alternative account with a bank that takes a more relaxed view.

Conclusion: we’ve got the best online casinos that accept bank transfer payments

When we’re reviewing online gambling sites deposit options are one of the things we investigate, to bring you all the information you need to know. And it’s clear that there’s no shortage of online casinos for anyone wanting to fund their gambling activities using this payment method. You’ll find details and reviews of all the best ones right here on this page, so we’re confident you’ll find an operator you’ll want to sign up to.

If you’re not convinced that you have the patience to wait for a bank transfer payment to clear, we’ve got plenty of other options for you to look at. If you’re interested in finding out about eWallets be sure to check out the online casinos that accept Skrill or Neteller.

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Bank Transfer Casino FAQ

❓Are there any online casinos that accept bank transfer payments?

Funding your online casino account via bank transfer is safe, secure and convenient. Come and check out our information page for details of all the top US online casinos that allow deposits and withdrawals using bank transfer. We’ve got all you need to know, right here!

✋ Is it safe to use an online casino with bank transfer deposits?

Search online and you’ll find literally hundreds of online casinos available, many of them claiming to accept bank transfer deposits. Unfortunately, not all of them are as safe and reputable as they’d have you believe, which is where we can help! We’ve got a list of the top online casinos accepting bank transfer payments, so if your preferred operator isn’t listed, it means we don’t recommend them. Come and check it out!

🎲 Which is the best online casino offering bank transfer payments?

If you can’t make up your mind which online casino bank transfer operator to sign up with, we can definitely help! Our experts have reviewed all the leading online casinos accepting bank transfer deposits, and picked out the very best of them to go on our list. We’ve got insightful reviews, details of bonus promotions and much, much more to discover, so be sure to come and check us out!

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